Insuring Your Vehicle's Frame: Why It Matters

The Importance of Frame Insurance

As a vehicle owner, you're likely aware of the importance of insuring your car against various risks such as accidents, theft, and vandalism. However, many people overlook one crucial aspect - insuring their vehicle's frame.

A damaged or destroyed frame can render your vehicle unusable, leaving you with significant financial losses. Moreover, it can also compromise the safety of yourself and others on the road.

What is Frame Insurance?

Frame insurance, also known as structural coverage, is an optional add-on to your standard auto insurance policy. It provides financial protection against damage or destruction of the vehicle's frame, including the chassis, suspension, and steering components.

This type of insurance is often misunderstood, with many people believing it's unnecessary or already covered under their comprehensive policy. However, this is not always the case.

Why You Need Frame Insurance

In the event of an accident, even minor ones, it's not uncommon for the frame to become damaged or bent. This can lead to costly repairs and potentially render your vehicle undriveable.

Additionally, some insurance policies may not cover frame damage, leaving you with a significant financial burden.